Working Capital
At JCA Business Center, we understand that access to working capital is crucial for businesses to thrive. Whether you need to manage day-to-day expenses, seize a growth opportunity, or stabilize cash flow during uncertain times, our Working Capital loan solutions are designed to meet your needs.

Unique Benefits
Fast Funding: Receive funding within 24 to 48 hours to address immediate financial needs.
Flexible Terms: Enjoy repayment terms ranging from 6 to 36 months, tailored to your business’s cash flow.
No Credit Barriers: We offer loans with no minimum FICO score requirement, making it easier for businesses of all credit backgrounds to qualify.
High Loan Limits: Access working capital loans of up to $100,000,000 to scale operations or invest in significant opportunities.
Qualifications
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Our streamlined qualification process ensures that you can focus on running your business. To qualify for a Working Capital loan, you’ll need:
Time in Business: At least 6 months of operating history.
Revenue Requirements: A minimum gross annual revenue of $100,000.
Bank Statements: 4 months of business bank statements to assess financial stability.
No Credit Restrictions: No minimum FICO score is required, opening the door to funding for businesses with varied credit profiles.
Why Choose JCA Business Center?
We pride ourselves on offering financial solutions that empower businesses to succeed. With our fast processing times, flexible terms, and inclusive qualification criteria, you can focus on what matters most—growing your business.