Business Term Loan
At JCA Business Center, we understand the critical role that accessible financing plays in achieving business success. Our Business Term Loan is designed to empower entrepreneurs and organizations by providing them with the financial flexibility to grow, expand, or address operational needs effectively.

Unique Benefits
When you choose a Business Term Loan with JCA Business Center, you gain access to a range of benefits that set us apart:
Flexible Loan Terms: Enjoy repayment terms spanning 1 to 10 years, tailored to fit your business’s financial landscape.
Convenient Monthly Payments: Predictable and manageable monthly payments ensure ease of budgeting.
Competitive Rates: With APR starting at the Prime Rate, our loans are cost-effective, enabling you to save more as you grow.
Generous Loan Amounts: Borrow up to $10,000,000 to meet your business’s goals, whether you’re scaling operations or investing in new opportunities.
Qualifications
To ensure that our loans cater to thriving businesses, applicants must meet the following qualifications:
Business Experience: Your business must have been operational for at least 2 years.
Credit Score: A minimum FICO score of 650 is required to qualify.
Revenue Requirements: Your business should generate at least $250,000 in gross annual revenue.
Bank Statements: Provide 4 months of business bank statements to demonstrate financial stability.
Why Choose JCA Business Center?
We’re committed to supporting businesses at every stage of their journey. By choosing our Business Term Loan, you’ll experience:
Streamlined Application Process: Quick and hassle-free application procedures to get you the funding you need without delays.
Expert Guidance: Our team of financial experts will guide you through the process and help you select the terms that align with your goals.
Reliability and Trust: Backed by years of experience, JCA Business Center is a name businesses trust for sustainable financial solutions.
Get Started Today
Don’t let financial limitations hold your business back. With our Business Term Loan, you can:
Expand your operations.
Invest in new equipment or technology.
Manage cash flow and operational expenses effectively.
Pursue new market opportunities.