SBA Loan Services by JCA Business Center
At JCA Business Center, we are committed to empowering small businesses with financial solutions tailored to their unique needs. One of the cornerstones of our business financing options is the SBA Loan, a versatile and government-backed funding option designed to support small business growth and sustainability.

Unique Benefits of SBA Loans
Choosing an SBA Loan through JCA Business Center unlocks a range of benefits that can significantly enhance your business’s financial health:
Flexible Terms: Enjoy repayment terms ranging from 5 to 25 years, giving you ample time to manage your finances effectively.
Government-Backed Funds: These loans are backed by the U.S. government, ensuring lower risk and favorable conditions for small businesses.
Debt Refinancing: Use your SBA Loan to refinance existing business debts, potentially reducing your monthly payments and overall interest burden.
Competitive Interest Rates: Benefit from rates as low as Prime Rate +1-3%, providing cost-effective borrowing options.
Substantial Funding: Secure up to $5,000,000 to fund business expansion, equipment purchase, working capital, or other essential needs.
Qualifications for SBA Loans
To qualify for an SBA Loan, your business must meet specific eligibility criteria:
Established Business History: Your business must have at least 2 years of operation, showcasing its stability and potential for growth.
Strong Credit Profile: A FICO score of 660 or higher is required to demonstrate your creditworthiness.
Consistent Revenue Stream: Your business must generate at least $120,000 in gross annual revenue, indicating its financial viability.
Profitability: Your tax returns must reflect profitability, confirming your ability to manage and repay the loan.
Why Choose JCA Business Center for SBA Loans?
At JCA Business Center, we understand that securing the right financing can make all the difference for your business. Our team of experienced professionals is dedicated to guiding you through the SBA Loan process, ensuring that you have access to the best possible terms and support.
From initial consultation to final approval, we’ll be with you every step of the way.
Take the Next Step
Ready to take your business to the next level with an SBA Loan? Contact JCA Business Center today to learn more about how we can help you secure the funding you need. Our experts are here to answer your questions, assess your eligibility, and help you achieve your business goals.