Asset Based Lending | Unlock the Power of Your Assets
Asset Based Lending (ABL) provides a flexible and powerful financing solution for businesses looking to leverage their existing assets to fuel growth, manage cash flow, or seize new opportunities. Whether you’re expanding operations, purchasing equipment, or handling unforeseen expenses, our ABL program is designed to meet your needs with competitive terms and straightforward qualifications.

Unique Benefits of Asset Based Lending
Revolving Line of Credit
Maintain liquidity and control with a revolving line of credit that grows with your business needs. Draw and repay funds as required to manage working capital effectively.
Monthly Payments
Simplify your financial planning with predictable monthly payment schedules that make budgeting easier and reduce stress.
Generous Advance Rates
Access up to 90% of your asset’s value, allowing you to maximize the utility of your real estate or heavy equipment. With Annual Percentage Rates (APR) ranging from 5% to 15%, our terms are designed to keep your business moving forward.
Qualifications for Asset Based Lending
To qualify for our Asset Based Lending program, your business must meet the following requirements:
Leveraged Asset Ownership: Fully own the asset being used as collateral, whether it’s real estate or heavy equipment.
Minimum Valuation: The asset must have a valuation of at least $250,000 to ensure sufficient borrowing capacity.
Established Business: Your business should have a minimum of one year of operational history, showcasing its stability and growth potential.
Creditworthiness: A minimum FICO score of 600 is required to demonstrate your ability to meet repayment obligations.
Why Choose Us for Asset Based Lending?
At JCA, we prioritize your business’s success by offering customized lending solutions tailored to your unique circumstances. Our dedicated team of financial experts is committed to providing clear guidance, efficient processing, and unwavering support throughout the lending process.