AR Financing

Accounts Receivable (A/R) Financing: Your Flexible Funding Solution

Asset-Based Lending is a smart and scalable way to unlock the cash flow potential of your business’s outstanding invoices. With A/R Financing, you can take control of your working capital and fuel growth without waiting on customer payments.

Unique Benefits of A/R Financing

  1. Revolving Line of Credit
    A/R Financing provides you with a flexible, revolving line of credit tailored to meet your business’s cash flow needs. You can draw funds as needed and repay them as invoices are paid, ensuring that you have consistent access to working capital.

  2. Facility Size From $200,000 and Up
    Our funding solutions grow with your business. With no cap on the facility size, we’re equipped to scale as your needs evolve, ensuring you’re always prepared for new opportunities.

  3. Competitive Rates
    Enjoy affordable financing with rates at Prime + 2%, providing a cost-effective way to manage cash flow without compromising profitability.

  4. High Financing Potential
    We offer financing of up to 95% of your current accounts receivable, allowing you to convert invoices into working capital quickly and efficiently.

  5. No Minimum FICO Requirement
    Unlike traditional loans, A/R Financing does not rely on personal credit scores. This opens the door for businesses that may face challenges securing other types of funding.

Qualifications for A/R Financing

To qualify for our A/R Financing program, your business should meet the following criteria:

  • Minimum $75,000 Open Receivables
    Your business should have at least $75,000 in accounts receivable with payment terms of 30-60 days. This ensures that your invoices are eligible for funding.

  • 1 Year in Business
    We partner with businesses that have at least one year of operational history, giving us confidence in your ability to manage and grow with the financing provided.

  • $500,000 Annual Gross Sales
    Businesses with a minimum of $500,000 in annual gross sales are eligible, ensuring that the program is tailored for enterprises poised for sustained growth.

Why Choose A/R Financing?

A/R Financing is a reliable solution for businesses looking to bridge cash flow gaps, seize growth opportunities, or manage seasonal fluctuations. It provides the working capital needed to:

  • Fulfill large orders without waiting for customer payments

  • Invest in new inventory or equipment

  • Pay suppliers and employees on time

  • Pursue expansion and innovation

With no reliance on FICO scores and a high financing rate, A/R Financing is designed to support businesses like yours in achieving stability and growth.

Take control of your cash flow today with our Asset-Based Lending solutions. Contact us to learn more and get started!